7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 
                   
      operating activities
    		               
      net income
    		8,469,000,000 7,116,000,000 7,396,000,000 6,665,000,000 6,896,000,000 6,897,000,000 6,674,000,000 3,144,000,000 7,802,000,000 7,408,000,000 8,161,000,000 7,132,000,000 7,082,000,000 6,247,000,000 7,067,000,000 
      adjustments to reconcile net income to net cash from operating activities:
    		               
      benefit from credit losses
    		1,295,000,000 1,592,000,000 1,480,000,000    1,319,000,000         
      losses on sales of debt securities
    		   23,000,000 20,000,000   1,000,000 0 194,000,000 210,000,000     
      depreciation and amortization
    		584,000,000 571,000,000 565,000,000 559,000,000 549,000,000 543,000,000 538,000,000 527,000,000 517,000,000 510,000,000 503,000,000 502,000,000 491,000,000 491,000,000 494,000,000 
      net accretion of discount/premium on debt securities
    		-518,000,000 -61,000,000 -85,000,000             
      deferred income taxes
    		5,000,000 -88,000,000 -172,000,000 -506,000,000 -345,000,000 -371,000,000 -512,000,000 -571,000,000 -828,000,000 -443,000,000 -169,000,000 119,000,000 534,000,000 39,000,000 47,000,000 
      amortization of stock-based compensation
    		1,018,000,000 1,015,000,000 999,000,000             
      net change in:
    		               
      trading and derivative assets/liabilities
    		30,536,000,000 -14,879,000,000 -10,970,000,000 11,181,000,000 -31,439,000,000 -1,451,000,000 -23,795,000,000 39,710,000,000 3,392,000,000 2,014,000,000 -725,000,000 10,550,000,000 -15,059,000,000 -26,324,000,000 -64,939,000,000 
      loans held-for-sale
    		-1,408,000,000 1,481,000,000 2,599,000,000             
      other assets
    		-5,323,000,000 -23,385,000,000 4,165,000,000 15,765,000,000 -21,592,000,000 7,361,000,000 -6,026,000,000 -17,057,000,000 -269,000,000 9,460,000,000 -16,078,000,000 13,176,000,000 8,220,000,000 14,279,000,000 -14,876,000,000 
      accrued expenses and other liabilities
    		10,658,000,000 17,760,000,000 -8,179,000,000 -13,131,000,000 8,398,000,000 -724,000,000 6,907,000,000 367,000,000 363,000,000 -11,383,000,000 -7,066,000,000 -840,000,000 9,619,000,000 -5,570,000,000 19,820,000,000 
      other operating activities
    		1,555,000,000 -272,000,000 16,000,000 2,679,000,000 1,163,000,000 2,228,000,000 1,452,000,000 3,853,000,000 -285,000,000 2,128,000,000 2,012,000,000 244,000,000 1,508,000,000 282,000,000 -812,000,000 
      net cash from operating activities
    		46,874,000,000 -9,132,000,000 -2,184,000,000 25,914,000,000 -37,276,000,000 18,096,000,000 -15,539,000,000 32,724,000,000 11,772,000,000 11,786,000,000 -11,300,000,000 30,998,000,000 13,154,000,000 -5,049,000,000 -45,430,000,000 
      capital expenditures
    		0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 
      free cash flows
    		46,874,000,000 -9,132,000,000 -2,184,000,000 25,914,000,000 -37,276,000,000 18,096,000,000 -15,539,000,000 32,724,000,000 11,772,000,000 11,786,000,000 -11,300,000,000 30,998,000,000 13,154,000,000 -5,049,000,000 -45,430,000,000 
      investing activities
    		               
      time deposits placed and other short-term investments
    		1,165,000,000 -2,095,000,000 -910,000,000 1,779,000,000 218,000,000 -510,000,000 487,000,000 -351,000,000 -14,000,000 3,790,000,000 -4,512,000,000 190,000,000 -608,000,000 -1,196,000,000 1,499,000,000 
      federal funds sold and securities borrowed or purchased under agreements to resell
    		26,592,000,000 -28,014,000,000 -53,656,000,000 62,997,000,000 46,000,000 -21,659,000,000 -32,969,000,000 28,625,000,000 -32,968,000,000 21,797,000,000 -30,504,000,000 7,673,000,000 -2,817,000,000 29,678,000,000 -51,388,000,000 
      debt securities carried at fair value:
    		               
      proceeds from sales
    		35,222,000,000 35,172,000,000 26,392,000,000 17,331,000,000 28,140,000,000 8,188,000,000 16,266,000,000 7,085,000,000 133,000,000 32,454,000,000 61,493,000,000 10,226,000,000 26,483,000,000 30,064,000,000 2,341,000,000 
      proceeds from paydowns and maturities
    		23,309,000,000 19,753,000,000 20,719,000,000 20,337,000,000 29,084,000,000 95,458,000,000 93,060,000,000 98,691,000,000 14,831,000,000 16,092,000,000 19,085,000,000 20,034,000,000 22,452,000,000 38,055,000,000 29,654,000,000 
      purchases
    		-73,066,000,000 -51,563,000,000 -72,075,000,000 -78,725,000,000 -72,431,000,000 -82,029,000,000 -157,726,000,000 -200,104,000,000 -51,595,000,000 -20,156,000,000 -19,104,000,000 -20,935,000,000 -21,739,000,000 -56,627,000,000 -35,661,000,000 
      held-to-maturity debt securities:
    		               
      loans and leases:
    		               
      proceeds from sales of loans originally classified as held for investment and instruments from related securitization activities
    		2,667,000,000 1,819,000,000 2,232,000,000 2,436,000,000 2,930,000,000 2,029,000,000 2,170,000,000 3,347,000,000 2,605,000,000 2,961,000,000 2,168,000,000 6,213,000,000 8,623,000,000 9,879,000,000 2,042,000,000 
      other changes in loans and leases
    		-21,586,000,000 -37,886,000,000 -9,200,000,000 -22,702,000,000 -22,264,000,000 -9,710,000,000 2,100,000,000 -7,511,000,000 -242,000,000 -7,412,000,000 -2,319,000,000 -16,743,000,000 -9,510,000,000 -43,564,000,000 -16,193,000,000 
      other investing activities
    		-554,000,000 -1,463,000,000 -799,000,000 -1,282,000,000 -1,031,000,000 -1,018,000,000 -814,000,000 -987,000,000 -1,757,000,000 -559,000,000 -1,955,000,000 -1,573,000,000 -907,000,000 -1,157,000,000 -975,000,000 
      net cash from investing activities
    		1,943,000,000 -56,918,000,000 -89,010,000,000 9,410,000,000 -27,258,000,000 -1,523,000,000 -71,322,000,000 -64,183,000,000 -59,934,000,000 57,884,000,000 30,846,000,000 14,380,000,000 34,761,000,000 16,738,000,000 -68,408,000,000 
      financing activities
    		               
      deposits
    		-9,405,000,000 22,049,000,000 24,097,000,000 35,115,000,000 19,861,000,000 -36,005,000,000 22,669,000,000 39,226,000,000 7,392,000,000 -33,193,000,000 -19,939,000,000 -7,756,000,000 -46,252,000,000 -88,060,000,000 7,878,000,000 
      federal funds purchased and securities loaned or sold under agreements to repurchase
    		-56,872,000,000 27,377,000,000 44,312,000,000 -66,200,000,000 29,852,000,000 38,448,000,000 45,771,000,000 -16,816,000,000 12,076,000,000 -25,753,000,000 118,745,000,000 -19,992,000,000 11,320,000,000 -10,378,000,000 22,356,000,000 
      short-term borrowings
    		6,302,000,000 6,421,000,000 -1,921,000,000 4,951,000,000 -708,000,000 1,534,000,000 6,797,000,000 -8,102,000,000 -821,000,000 -15,547,000,000 29,632,000,000 5,888,000,000 -6,842,000,000 3,097,000,000 1,036,000,000 
      long-term debt:
    		               
      proceeds from issuance
    		18,929,000,000 23,286,000,000 33,640,000,000 14,090,000,000 12,220,000,000 14,711,000,000 15,662,000,000 12,441,000,000 22,246,000,000 16,390,000,000 14,319,000,000 10,708,000,000 14,521,000,000 19,558,000,000 21,123,000,000 
      retirement
    		-21,929,000,000 -19,631,000,000 -16,333,000,000 -17,700,000,000 -16,569,000,000 -19,535,000,000 -16,607,000,000 -12,404,000,000 -9,899,000,000 -10,927,000,000 -11,341,000,000 -9,665,000,000 -8,043,000,000 -8,106,000,000 -8,241,000,000 
      preferred stock:
    		               
      redemption
    		0 0 -2,669,000,000             
      common stock repurchased
    		-5,300,000,000 -5,302,000,000 -4,521,000,000 -3,535,000,000 -3,534,000,000 -3,535,000,000 -2,500,000,000 -811,000,000 -1,000,000,000 -550,000,000 -2,215,000,000 -998,000,000 -450,000,000 -975,000,000 -2,650,000,000 
      cash dividends paid
    		-2,451,000,000 -2,200,000,000 -2,552,000,000 -2,275,000,000 -2,493,000,000 -2,216,000,000 -2,519,000,000 -2,233,000,000 -2,411,000,000 -2,091,000,000 -2,352,000,000 -2,105,000,000 -2,254,000,000 -1,995,000,000 -2,222,000,000 
      other financing activities
    		239,000,000 63,000,000 -1,221,000,000 186,000,000 150,000,000 152,000,000 -615,000,000 -10,000,000 45,000,000 -24,000,000 -728,000,000 189,000,000 111,000,000 211,000,000 -823,000,000 
      net cash from financing activities
    		-67,990,000,000 55,059,000,000 72,832,000,000 -36,768,000,000 36,779,000,000 -8,300,000,000 68,658,000,000 11,291,000,000 27,628,000,000 -71,695,000,000 126,121,000,000 -24,385,000,000 -37,889,000,000 -84,651,000,000 40,886,000,000 
      effect of exchange rate changes on cash and cash equivalents
    		-331,000,000 3,423,000,000 1,827,000,000 -4,031,000,000 2,712,000,000 -1,045,000,000 -1,466,000,000 1,515,000,000 -1,293,000,000 -640,000,000 348,000,000 4,234,000,000 -3,052,000,000 -2,970,000,000 -1,335,000,000 
      net decrease in cash and cash equivalents
    		-19,504,000,000 -7,568,000,000 -16,535,000,000          6,974,000,000 -75,932,000,000 -74,287,000,000 
      cash and cash equivalents at january 1
    		0 0 290,114,000,000 0 0 0 333,073,000,000 0 0 0 230,203,000,000 0 0 0 348,221,000,000 
      cash and cash equivalents at september 30
    		               
      (gains) losses on sales of debt securities
    		 18,000,000 2,000,000    -10,000,000         
      cash and cash equivalents at june 30
    		               
      cash and cash equivalents at march 31
    		  273,579,000,000    313,404,000,000    376,218,000,000    273,934,000,000 
      provision for credit losses
    		       1,104,000,000 1,234,000,000 1,125,000,000 931,000,000 1,092,000,000 898,000,000 523,000,000 30,000,000 
      net amortization of discount/premium on debt securities
    		   24,000,000 40,000,000 -42,000,000 -352,000,000         
      loans held-for-sale:
    		               
      originations and purchases
    		   -9,919,000,000 -9,323,000,000 -11,113,000,000 -5,843,000,000 -4,076,000,000 -4,200,000,000 -5,060,000,000 -2,285,000,000 -6,126,000,000 -7,376,000,000 -4,528,000,000 -6,832,000,000 
      proceeds from sales and paydowns of loans originally classified as held for sale and instruments from related securitization activities
    		   10,231,000,000 5,983,000,000 12,419,000,000 3,244,000,000 5,546,000,000 3,367,000,000 4,971,000,000 2,378,000,000 4,307,000,000 6,175,000,000 8,151,000,000 12,934,000,000 
      net increase in cash and cash equivalents
    		   -5,475,000,000 -25,043,000,000 7,228,000,000 -19,669,000,000 -18,653,000,000 -21,827,000,000 -2,665,000,000 146,015,000,000     
      cash and cash equivalents at december 31
    		               
      supplemental cash flow disclosures
    		               
      interest paid
    		               
      income taxes paid
    		               
      stock-based compensation
    		    832,000,000 845,000,000 865,000,000 728,000,000 588,000,000 832,000,000 794,000,000 627,000,000 704,000,000 792,000,000 739,000,000 
      preferred stock redemption
    		    -2,000,000,000           
      net amortization of premium/discount on debt securities
    		       -552,000,000 91,000,000 30,000,000 34,000,000 210,000,000 373,000,000 584,000,000 905,000,000 
      gains on sales of debt securities
    		           5,000,000 -15,000,000 -15,000,000 -7,000,000 
      impairment of equity method investment
    		               
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.